Two steps forward....Three steps back

I've been feeling pretty discouraged about finances lately. I have all these things that really want to achieve with my money, all of which are not even close to being fulfilled. These things include:

• Paying off a few vendors we have booked for the wedding
• Taking my family on a vacation
• Purchasing my DREAM CAR - 2011 candy apple red Ford Mustang (the '99 neon, which has truly been a trooper for the 7 years I have been driving it, is quickly approching that dealership in the sky)
• Start putting "real" money into my savings account

With Christmas around the corner, student loan payments soon approaching, credit card debt increasing....I feel I'm getting further away from these financial goals than closer to reaching them...

Okay...so maybe I really DONT need a 2011 Mustang, and maybe my family can wait a few more years before I treat them to a trip somewhere...but shouldn't I feel closer to reaching these goals instead of steadily inching away?